Real wemunda chikwereti

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Chii chiri Real wemunda chikwereti?

Chikwereti cheimba yepamusoro chikwereti chakasungirirwa kuchengetedza dzimba. Kubva chinyakare zvikwereti yakavamba, mumwe chikwereti chikwereti rakasiyana ne zvakasiyana nzira: ruzhinji mari nemasangano vachatitaka mubayiro Real Estate zvikwereti chete kubva risingamboshandisi chikwereti huwandu 25.000 kana 50.000 euros. Imwe misiyano kune chikwereti chemutengesi ndeyekuti haugone kushandisa mari iri kuda.
ari chikwereti uwandu inogona kushandiswa chete kugadziridza kana kugadziriswa pamwe chete nekutenga kana kuvaka dzimba kana dzimba. Imba yemari yemari inopiwa nezvikwereti zvekwereti kune zvekutengeserana uye kune yega pamba imari yekubhadhara mari.

Chikwama chemari yezvivako - zvakasiyana-siyana

Imba yemari yemari inopiwa nemabhangi mune zvakasiyana-siyana. Izvi ndezvi:

- Modernization chikwereti
- Zvikwereti zveimba
- Chikwereti cheimba

Zvichienderana nechinangwa chauri kushanda kuti uwane chikwereti chisingagadziriswi, humwe hunhu hunogona kuvapo.

Mari yechikwata chekugadzirira: Mazuva ano zvikwereti zvinonziwo zvivako zvekugara. Sezvo muridzi weimba kana imba iwe uchada mari yekugadzirisa zvemari munguva pfupi kana kupfuura. Mari inogona kushandiswa somuenzaniso kuti modernize yokugezera yako kana kuunza pfuma yenyu kusvikira ano simba hurumende. Kana iwe usina mari yakakwana, unofanirwa kubhadhara chikwereti cheimba. Kana chikwereti huwandu asingadi kusapfuudza ane mari € 35.000, inogona kupiwa pamwe kunyika mutariri panopindwa pfuma yenyu munyika yokunyoresa. Iwe unogonawo kushanda kune hupfumi hwehurumende hwekuvandudza kwekugadzirisa. Chikwereti chemazuva mashoma ndechekuti chikwereti cheimba chisingachinji nechinangwa chinosungirirwa. Vanovimbisa akakweretesa kushandisa mari chete kuti mazuvaano uye vanopiwa mubayiro chimbadzo nani. Sezvokukumbira, iwe unofanira kuratidza kuti uri muridzi weimba yeimba. Pashure rave tapedza runoenzanirana basa, unofanira kupa akakweretesa ndege mari.

Dzimba dzekugara zvekugara: Chikwata chekugara chiri chikwama chekumba, iyo iwe unobhadhara kutenga kutenga kondomu. Kana hamuna ararama somunhu roja, unogona kushandisa sezvo homeowners vakaponeswa rendi kubhadhara pasi mogeji yenyu. Kana homeowners regai tibatsirwe, kuti iwe mari pamwe pakaunda kure kurasikirwa Rental kunodyira chikwereti chako apo yerendi kuti zvichida omuka mumakore anouya.

Imba yekubhadhara imba: Kutenga imba iwe haufaniri kutenga mari chete neimba yezvikwereti. Chikwereti ichi cheimba inogona kuva nezvikamu zvakasiyana-siyana. Zvinhu zvakasiyana-siyana ndezvi:

- Promotional Loan
- KfW chikwereti
- Kuvaka zvikwereti zvemari
- mortgage loans

Zvikwereti zvemitoro zvinopiwa sezvikwereti zvemahombekiti nemakambani einishuwarenzi, mabhengi ekuchengetedza uye mabhangi Chinhu chinowanzoshandiswa kushandiswa ndechokuti pagore negore, Zvisinei, iwe unogona kuwanawo chikwereti chekutenga chikwereti sechikwata chekupedzisira kana sechikwereti chekubhadhara.

Chikwereti chekuvakwa chikwereti chakakodzerwa nekutengesa dzimba kana iwe wakatobhadhara mari muchikwereti chako chekuchengeta mari kwemakore mazhinji. Kakawanda, mabhangi anopa chikwereti chekutenga chikwereti pamitengo inofadza. Nokuda kwechikonzero ichi, mazano ekubhadhara anobatsira.

KfW zvikwereti zvinopiwa kwamuri neKreditanstalt für Wiederaufbau nokuda kwezvinangwa zvakasiyana-siyana. Kutenga kwekugara pfuma kunokurudzirwa pamwe nekodzero yemugove weimba yemugove pane imwe nzvimbo ye50.000 Euro. Nekuvaka kwekugadzirisa masimba uye kwemazuva ano, unogona kugamuchira hurumende yehurumende kusvika pahuwandu hwe100.000 Euro.

Zvikwereti zvikwereti zvinopiwawo nemabhengi ekubhadhara mari. Yakawanda inotarisirwa kumhuri mitsva saka inogona kuve yakakosha iwe.

Kusiyanisa pakati peimba yekodhi uye chikamu chekwereti

Paunotora chikwereti cheimba, iwe unogona kuronga chikwereti chebhadhiro nebhagheni rako. Muchiitiko ichi, chikwata chakasarudzwa chechido chekubhadhara nguva chaiyo chinobvumirana. Izvi zvakasununguka pane chaiyo yezvikwata zvekufambira mberi.

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