Letter mogeji

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Chii chiri uori?

Mutemo weGermany, kune marudzi maviri ezvokutora chikwereti. ari Letter mogeji uye seiko kurema, Mune chikwereti chikwereti-makavakirwa, chikwereti chekubhadhara chikwereti nechisimbiso chichaiswa nehofisi yepamutemo yekunyora pasi. Chinhu chakakosha zvikuru ndechokuti kunyanya kugadziriswa kushandiswa kwemabasa (somuenzaniso, apo uyo ane chikwereti achidikanwa kana kuti achida kuchinja). Iyo chikwereti chikwereti chakakosha. Inoshandiswa mune imwe fomu yakareba. Tsamba yacho inopiwa kumunhu ane chikwereti, kuitira kuti agamuchire kodzero dzose kune chikwereti chakanyorwa-chikwereti. Kuendesa chikwereti chikuru netsamba kunogona kuitwa nenzira yakanyorwa cession pamwe chete netsamba yekuendesa kana kugoverwa nomuromo, pamwe chete netsamba yokutumira uye kuiswa kwereji yenyika. Uyewo tsamba iyo chikwereti chikwereti chinogona kugoverwa, nokuti icho chikanyorwa chakanyorerwa chinopiwa. Penguva yekuendeswa kweshoko rechikwereti chekutanga, basa racho rinosungirirwa zviri pamutemo. Iyi chikwereti chikuru chinoshandiswa kashoma kudarika chinotora chikwereti, nokuti 25% yakakwirira mumabhuku erejista renyika uye naizvozvo chirongwa chinogona kurasikirwa. Tsanangudzo yezvinodhura yehuori yaizove yakakosha.

The Letteral Debt - A Land Land

Chikwereti chaicho chiri chikwereti chaicho. Iyo nguva dzose inopinda muchirongwa mubhuku renyika. Kusiyana nemwene weimba yechikwereti, iyo inongorongedzerwa nekupinda mubhuku renyika, chimiro chemari yechikwereti chinoguma mukugadzirwa kweshoko rechikwereti. Ichi chinyorwa kusikwa chinosanganiswa nepamusoro mari.
Imba inowanzoiswa semari yekubhadhara chikwereti. Muchiitiko ichi, chikwereti mubvunzo chinopiwa nemabhangi edzimba iyo, izvo zvinoreva kuti kutora zvikwereti zvakakwana ndiro rusvingo rwakananga rinoshandiswa kutora nzvimbo. Pamusoro pezvose, munyaya yezvenguva refu uye yakaipisisa yezvivakwa zvikwereti pamwe nekuvaka zvikwereti, chikwereti chikuru chinoonekwa sechinhu chinowanzochengetedza mabhangi. Zvikwereti zvezvikwereti zvinodzivirira kutadza kwekubhadhara.

Pamusoro pekutsanangurira pamusoro penheyo yechiratidzo chakakwereta chikwereti

Munhu ane chikwereti (somuenzaniso, bhangi) anopiwa kodzero yekufananidzira nzvimbo yakachengetedzwa uye iyo iyo munhu ane chikwereti ane mhosva kana ane chikwereti asingakwanisi kubhadhara zvikwereti zvekubhadhara kubva pachikwereti chake chechikwereti. Izvo zvinowanikwa kubva kumutemo zvinoshandiswa kubhadhara chikwereti chakakosha kumunhu ane chikwereti. Kana uyo ane chikwereti ane zvikwereti zvakati pane zvikwereti zvakasiyana-siyana avo vakachengetedzwa nechikwereti chekutanga, ipapo mari inowanikwa inotanga kushandiswa, iyo yakatanga kunyoresa mubhuku renyika. Nokudaro, urongwa hwezvinyorwa mubhuku renyika dzinoona kuti zvikwereti zvipi zvichabhadhwa kutanga.
Iyo yakananga nekodzero yakadaro yakadai ndeye kugadzirira kwekamba yemari yechikwereti iyo uyo ane chikwereti anogamuchira. Zvose zvine ruzivo rwakakonzerwa nechokutanga che mortgage bond, iyo iriwo mubhuku renyika. Kodzero dzechikwereti chechipiri dzinoshandiswa kune chikwereti chinotarisirwa nekupa pamusoro pekubhadhara chikwereti. Chikwereti chakakosha netsamba chinogona kungotamirwa kune vamwe vane chikwereti kuburikidza nebasa rakanyorwa, iro rinogona kunyorwa kana richidikanwa. Zvisinei, kutumirwa kwetsamba hakusi kunyorwa zvakananga mubhuku renyika.

Kubatsira uye kuipa:

Chinhu chakakosha zvikuru chechikwereti chakakonzerwa netsamba ndechekuti, pane imwe nzvimbo inogona kuwanikwa kubva kune chikwereti chekuda kune mumwe chikwereti, kupinda muisisiti yekunyoresa kwenyika inofanira kuitwa. Basa racho harisi kuzivikanwa kune vanhu vatatu uye hapana dare rekuregesa renyika. Chinhu chikuru chakashata chekutora chikwereti netsamba inodhura: nokuti kubhadhara tsamba yechikwereti, inenge ye25 yemari inowedzera mari inowirirwa kudarika munyaya isina chikwereti-kubhadhara chikwereti. Kana tsamba yechikwereti chekare ichirasikirwa, inonzi haina simba kuburikidza nenzira inonzi inonzi-up-up procedure.

Mutemo uye kuregererwa kwemhosva yenyika

Kana muridzi wepaimba achibvumirana nenyika uye neimba nemutengo wenyika kuitira chinangwa chekuwana chikwereti, saka chinonzi rejista renyika chinoshandiswa. Rakiti renyika rinotungamirirwa nechikumbiro chebhuku renyika. Chimwe chinodiwa kuti upinde mubhuku renyika ndicho chiziviso chakataridzirwa kana kuti chepamutemo chemuridzi, icho chinofanira kuwanikwa ku Land Registry Office. Kuchenesa chikwereti chakakosha iwe unoda chikwereti chekutanga uye chibvumirano chakavimbiswa kubviswa kubva kune chikwereti. Kudzoka kwekodhi yekwereti tsamba chete hakuiti kuregererwa kwechikwereti chikuru.

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