chibharuma mari

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Chii chinonzi bharoti mari?

Munyaya yebhoononing unogona kugara uchiyeuka, iwe unogara uchibhadhara semutengi. Iwe uchave wakaona rudzi urwu rwekubhadhara kare kakambo. Vatengesi vemotokari vanopa vashandi vavo zvakanaka kwazvo mwedzi yemwedzi, mari yekudha uye chiyero chekupedzisira, icho chinowanzodhura zvikuru. Ichi chikuru chekuvhara chiyero ndiko kutendeuka kwei chibharuma mari, nokuti pano mutengi kazhinji haazive chaizvoizvo chiri kuitika. Funga chero rudzi rwekubhadhara mari chaiyo isu tichitsvaga dzimwe nzira. Balloon financing haisati yakarongedzwa saizvozvi, asi iwe semutengi unobvunzwa kana ukasarudza chikwereti nekwereti, zvaunofanidza chaizvo uye kuti iwe wakanyengedzwa zvakadini.

Chikamu chechikwereti apo iwe unoribhadhara usina kuzviziva

Kuzivikanwa kwekwereti yebhoti hakuna mubvunzo zvakanaka. Izvi hazvirevi nemamiriro ezvinhu akanaka, asi pane chokwadi chokuti mune mamwe maitiro hapana zvakare inotengeswa uye mutengi kazhinji anowanzopererwa. Icho chiri nebhokisi rekubhadhara uye kutenga kwekutengesa zvinhu nemutengo wakakwirira. Mubvunzo wekutanga ndeyekuti ndinosvika papi pane chinangwa uye ndiani ari kutsvaga zvese zvinopihwa mumotokari? Nhasi zvingadai zviri nyore, zvichienderana ne-smartphone neInternet connection, uye izvi zvinotsanangura kushaya mupfungwa kwebhaloon mari. Zvose zvinotaridzika zvakanaka kwazvo, zvikamu zviduku zviduku zvedzimwechete, iyo yebhadharo inowanzova mumhando yemotokari yakashandiswa pa chikamu Exchange uye ipapo chiyero chekupedzisira, icho chinongova kure kure nechekare mune ramangwana rebhavhoni mari. Izvi zvinotsanangura zvikonzero zvekubudirira kwebhadharo yebhoti. Zvisinei, ivo vakachenjera uye vanoverenga, nokuti chiyero chokupedzisira chekwereti yevhoti inobhadharwa pamusoro pemakore ose emari yemari yemotokari. Izvo zvinoita kuti muyero ugare wakadhura uye zvinoita kuti ibhoon rose mari inodhura. Saka nyatsoteerera kune zvikwereti izvo zvine chigumo chekuvhara kwekupedzisira uye izvi ndezvivhoti mari yekubhadhara. Iwe uchawana rudzi urwu rwekubhadhara kwete mukutengesa motokari chete, nokuti mamwe mabhangi anoziva mune mari iyi. Heino mari yakawanda yekuwana uye kunyanya pamadhora mashoma, iwe unofanirwa kushandisa kuenzanisa uye kushandisa bharoon mari iyo chete mumatambudziko akasiyana. Zvikwereti zvemari zvekugadziriswa nemitengo inowanzoonekwa inodhura, asi inowanzosvitsa pakuenzanisa. Iwe unoponesa mazana emadhora emari nemari inowanzobhadhara uyewo bhagheni rako richakubhadhara iwe motokari itsva inodhura. Uyewo funga nezvekurasikirwa kwekukosha uye izvi ndizvo zvinokonzera kuti mabhodhi zvikwereti zvive zvakashandiswa zvikuru nevatengi. Kunyanya panguva dzepasi dzechirwere chechirwere, vakawanda vatengi havangatarisiri kupfiga uye vasina chengeteredze bhodhi chikwereti.

Balloon financing uye chisarudzo choga

Kune zvikwereti zvine hupfumi hwekuvhara kwepamusoro pakuguma kwegore rose nemari yemari, iyo inoshevedzwa sebharoon credit. Izvi zvinenge zvisiri zvepamutemo, asi ndezvekubhadhara motokari kana chikwereti chemutengesi, iyo inonzi ibhaluni mari yekugadzirisa munyanzvi dzedzidzo. Mutengo weMwedzi unoita sewakanaka, asi unotakura kunyange panguva iyo, asi chiyero chokupedzisira ibhizimusi rekushandisa iro mabhengi aya akakodzera. Pano, kukura kwose kunofarira uye kune chiyero chekuvhara. Iwe unobhadhara zvakapfuura zvinowanzoitwa chikwereti chikwereti kana ukasarudza bhaluni mari. Tsvaga dzimwe nzira uye chikwereti chekwereti chebhangi rako rine mari yakakwirira, asi inodhura zvishoma kudarika bharuti yekubhadhara. Saka, iwe unogona kugara uchitsvaga dzimwe nzira dzebhaloon mari. Zvose zvaunoda kuziva ndezvokuti ibhodhi yekubhadhara.

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